/* ============================================================
   FestGeld.site - Hauptstylesheet
   Farben: #001D46 (Dunkelblau), #3331BE (Blau), #C8F8FF (Hellblau)
   ============================================================ */

/* CSS Reset & Variablen */
:root {
    --color-primary: #001D46;
    --color-secondary: #3331BE;
    --color-accent: #C8F8FF;
    --color-accent-dark: #0693E3;
    --color-gold: #FEC72F;
    --color-white: #ffffff;
    --color-light: #F2F8FF;
    --color-light-gray: #F1F1F8;
    --color-gray: #6B7280;
    --color-dark-gray: #374151;
    --color-border: rgba(0, 29, 70, 0.15);
    --color-success: #10B981;
    --color-warning: #F59E0B;
    --color-error: #EF4444;

    --font-primary: 'Roboto', 'Inter', sans-serif;
    --font-size-xs: 12px;
    --font-size-sm: 14px;
    --font-size-base: 16px;
    --font-size-md: 18px;
    --font-size-lg: 20px;
    --font-size-xl: 24px;
    --font-size-2xl: 30px;
    --font-size-3xl: 36px;
    --font-size-4xl: 42px;
    --font-size-5xl: 52px;

    --shadow-sm: 0 1px 3px rgba(0,0,0,0.08);
    --shadow-md: 0 4px 12px rgba(0,0,0,0.10);
    --shadow-lg: 0 8px 24px rgba(0,0,0,0.12);
    --shadow-xl: 0 16px 48px rgba(0,0,0,0.15);
    --shadow-card: 0 0 6px 1px rgba(0, 0, 0, 0.07);

    --radius-sm: 4px;
    --radius-md: 8px;
    --radius-lg: 12px;
    --radius-xl: 16px;
    --radius-full: 9999px;

    --transition: all 0.3s ease;
    --transition-fast: all 0.15s ease;

    --container-max: 1200px;
    --container-wide: 1400px;
    --container-narrow: 800px;

    --header-height: 80px;
    --header-height-mobile: 64px;
}

*, *::before, *::after {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
}

html {
    scroll-behavior: smooth;
    font-size: 16px;
}

body {
    font-family: var(--font-primary);
    font-size: var(--font-size-base);
    color: var(--color-primary);
    background-color: var(--color-white);
    line-height: 1.6;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
}

a {
    color: var(--color-secondary);
    text-decoration: none;
    transition: var(--transition-fast);
}

a:hover {
    color: var(--color-primary);
}

img {
    max-width: 100%;
    height: auto;
    display: block;
}

ul, ol {
    list-style: none;
}

/* ============================================================
   LAYOUT - CONTAINER
   ============================================================ */
.container {
    max-width: var(--container-max);
    margin: 0 auto;
    padding: 0 24px;
}

.container-wide {
    max-width: var(--container-wide);
    margin: 0 auto;
    padding: 0 24px;
}

.container-narrow {
    max-width: var(--container-narrow);
    margin: 0 auto;
    padding: 0 24px;
}

/* ============================================================
   TYPOGRAPHY
   ============================================================ */
h1, h2, h3, h4, h5, h6 {
    font-family: var(--font-primary);
    font-weight: 700;
    line-height: 1.2;
    color: var(--color-primary);
}

h1 { font-size: var(--font-size-4xl); }
h2 { font-size: var(--font-size-3xl); }
h3 { font-size: var(--font-size-2xl); }
h4 { font-size: var(--font-size-xl); }
h5 { font-size: var(--font-size-lg); }
h6 { font-size: var(--font-size-base); }

p {
    margin-bottom: 1rem;
    color: var(--color-dark-gray);
    line-height: 1.7;
}

p:last-child { margin-bottom: 0; }

.text-center { text-align: center; }
.text-left { text-align: left; }
.text-right { text-align: right; }

/* ============================================================
   BUTTONS
   ============================================================ */
.btn {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 12px 28px;
    border-radius: var(--radius-md);
    font-family: var(--font-primary);
    font-size: var(--font-size-sm);
    font-weight: 600;
    cursor: pointer;
    border: 2px solid transparent;
    transition: var(--transition);
    text-decoration: none;
    white-space: nowrap;
    letter-spacing: 0.3px;
}

.btn-primary {
    background: var(--color-secondary);
    color: var(--color-white);
    border-color: var(--color-secondary);
}

.btn-primary:hover {
    background: var(--color-primary);
    border-color: var(--color-primary);
    color: var(--color-white);
    transform: translateY(-1px);
    box-shadow: var(--shadow-md);
}

.btn-secondary {
    background: transparent;
    color: var(--color-secondary);
    border-color: var(--color-secondary);
}

.btn-secondary:hover {
    background: var(--color-secondary);
    color: var(--color-white);
}

.btn-white {
    background: var(--color-white);
    color: var(--color-primary);
    border-color: var(--color-white);
}

.btn-white:hover {
    background: var(--color-accent);
    color: var(--color-primary);
}

.btn-sm {
    padding: 8px 20px;
    font-size: var(--font-size-sm);
}

.btn-lg {
    padding: 16px 36px;
    font-size: var(--font-size-base);
}

.btn-block {
    width: 100%;
    justify-content: center;
}

/* ============================================================
   HEADER
   ============================================================ */
.site-header {
    position: sticky;
    top: 0;
    z-index: 1000;
    background: var(--color-white);
    box-shadow: 0 2px 16px rgba(0,29,70,0.08);
    transition: var(--transition);
}

.site-header.scrolled {
    box-shadow: 0 4px 24px rgba(0,29,70,0.12);
}

.header-inner {
    height: var(--header-height);
    display: flex;
    align-items: center;
}

.header-container {
    max-width: var(--container-max);
    margin: 0 auto;
    padding: 0 24px;
    width: 100%;
    display: flex;
    align-items: center;
    gap: 32px;
}

.header-logo {
    flex-shrink: 0;
}

.logo-link {
    display: flex;
    align-items: center;
}

.logo-img {
    height: 48px;
    width: auto;
    object-fit: contain;
}

/* Navigation */
.header-nav {
    flex: 1;
    display: flex;
    justify-content: center;
}

.nav-menu {
    display: flex;
    align-items: center;
    gap: 4px;
}

.nav-item {
    position: relative;
}

.nav-link {
    display: flex;
    align-items: center;
    gap: 6px;
    padding: 10px 16px;
    font-size: var(--font-size-sm);
    font-weight: 500;
    color: var(--color-primary);
    border-radius: var(--radius-sm);
    transition: var(--transition-fast);
    white-space: nowrap;
}

.nav-link:hover,
.nav-item.active .nav-link {
    color: var(--color-secondary);
    background: rgba(51, 49, 190, 0.06);
}

.nav-arrow {
    font-size: 10px;
    transition: transform 0.2s ease;
}

.nav-item.has-dropdown:hover .nav-arrow,
.nav-item.has-dropdown.open .nav-arrow {
    transform: rotate(180deg);
}

/* Dropdown */
.dropdown-menu {
    position: absolute;
    top: calc(100% + 8px);
    left: 0;
    min-width: 200px;
    background: var(--color-white);
    border-radius: var(--radius-md);
    box-shadow: var(--shadow-xl);
    border: 1px solid var(--color-border);
    padding: 8px 0;
    opacity: 0;
    visibility: hidden;
    transform: translateY(-8px);
    transition: var(--transition);
    z-index: 100;
}

.nav-item.has-dropdown:hover .dropdown-menu,
.nav-item.has-dropdown.open .dropdown-menu {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
}

.dropdown-item {
    display: block;
    padding: 10px 20px;
    font-size: var(--font-size-sm);
    font-weight: 400;
    color: var(--color-primary);
    transition: var(--transition-fast);
}

.dropdown-item:hover,
.dropdown-item.active {
    background: var(--color-light);
    color: var(--color-secondary);
    padding-left: 24px;
}

/* Header CTA */
.header-cta {
    flex-shrink: 0;
}

/* Mobile Menu Toggle */
.mobile-menu-toggle {
    display: none;
    flex-direction: column;
    gap: 5px;
    background: none;
    border: none;
    cursor: pointer;
    padding: 8px;
    border-radius: var(--radius-sm);
}

.hamburger-line {
    display: block;
    width: 24px;
    height: 2px;
    background: var(--color-primary);
    transition: var(--transition);
    border-radius: 2px;
}

.mobile-menu-toggle.active .hamburger-line:nth-child(1) {
    transform: translateY(7px) rotate(45deg);
}
.mobile-menu-toggle.active .hamburger-line:nth-child(2) {
    opacity: 0;
}
.mobile-menu-toggle.active .hamburger-line:nth-child(3) {
    transform: translateY(-7px) rotate(-45deg);
}

.mobile-overlay {
    display: none;
    position: fixed;
    inset: 0;
    background: rgba(0,0,0,0.5);
    z-index: 998;
}

/* ============================================================
   HERO SECTION
   ============================================================ */
.hero-section {
    background: linear-gradient(135deg, var(--color-primary) 0%, #0a2d6b 60%, #1a3a8f 100%);
    min-height: 600px;
    display: flex;
    align-items: center;
    position: relative;
    overflow: hidden;
    padding: 80px 0;
}

.hero-section::before {
    content: '';
    position: absolute;
    inset: 0;
    background: url('/assets/images/hero-bg.jpg') center/cover no-repeat;
    opacity: 0.15;
}

.hero-section::after {
    content: '';
    position: absolute;
    bottom: -2px;
    left: 0;
    right: 0;
    height: 80px;
    background: var(--color-white);
    clip-path: ellipse(55% 100% at 50% 100%);
}

.hero-container {
    position: relative;
    z-index: 1;
    max-width: var(--container-max);
    margin: 0 auto;
    padding: 0 24px;
    width: 100%;
}

.hero-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
}

.hero-text {
    color: var(--color-white);
}

.hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: rgba(200, 248, 255, 0.15);
    border: 1px solid rgba(200, 248, 255, 0.3);
    color: var(--color-accent);
    padding: 6px 16px;
    border-radius: var(--radius-full);
    font-size: var(--font-size-sm);
    font-weight: 500;
    margin-bottom: 24px;
}

.hero-badge .dot {
    width: 8px;
    height: 8px;
    background: var(--color-accent);
    border-radius: 50%;
    animation: pulse 2s infinite;
}

@keyframes pulse {
    0%, 100% { opacity: 1; transform: scale(1); }
    50% { opacity: 0.6; transform: scale(1.2); }
}

.hero-title {
    font-size: clamp(28px, 4vw, 48px);
    font-weight: 800;
    color: var(--color-white);
    line-height: 1.15;
    margin-bottom: 24px;
}

.hero-title span {
    color: var(--color-accent);
}

.hero-subtitle {
    font-size: var(--font-size-md);
    color: rgba(255,255,255,0.8);
    margin-bottom: 36px;
    line-height: 1.6;
}

.hero-actions {
    display: flex;
    gap: 16px;
    flex-wrap: wrap;
}

.hero-stats {
    display: flex;
    gap: 32px;
    margin-top: 48px;
    padding-top: 32px;
    border-top: 1px solid rgba(255,255,255,0.15);
}

.hero-stat {
    text-align: center;
}

.hero-stat-number {
    font-size: var(--font-size-2xl);
    font-weight: 800;
    color: var(--color-accent);
    display: block;
}

.hero-stat-label {
    font-size: var(--font-size-xs);
    color: rgba(255,255,255,0.7);
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

/* Hero Images Grid */
.hero-images {
    position: relative;
    display: grid;
    grid-template-columns: 1fr 1fr;
    grid-template-rows: auto auto;
    gap: 12px;
}

.hero-img-main {
    grid-column: 1 / -1;
    border-radius: var(--radius-lg);
    overflow: hidden;
    height: 220px;
}

.hero-img-main img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.hero-img-secondary {
    border-radius: var(--radius-md);
    overflow: hidden;
    height: 160px;
}

.hero-img-secondary img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.hero-img-badge {
    position: absolute;
    bottom: -20px;
    right: -20px;
    width: 80px;
    height: 80px;
    background: var(--color-secondary);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    font-size: 28px;
    box-shadow: var(--shadow-lg);
}

/* ============================================================
   SECTION STYLES
   ============================================================ */
.section {
    padding: 80px 0;
}

.section-sm {
    padding: 48px 0;
}

.section-lg {
    padding: 100px 0;
}

.section-bg-light {
    background: var(--color-light);
}

.section-bg-primary {
    background: var(--color-primary);
    color: var(--color-white);
}

.section-header {
    text-align: center;
    margin-bottom: 56px;
}

.section-badge {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    background: rgba(51, 49, 190, 0.08);
    color: var(--color-secondary);
    padding: 6px 16px;
    border-radius: var(--radius-full);
    font-size: var(--font-size-xs);
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 1px;
    margin-bottom: 16px;
}

.section-title {
    font-size: clamp(24px, 3vw, 36px);
    font-weight: 700;
    color: var(--color-primary);
    margin-bottom: 16px;
    line-height: 1.2;
}

.section-subtitle {
    font-size: var(--font-size-base);
    color: var(--color-gray);
    max-width: 600px;
    margin: 0 auto;
    line-height: 1.7;
}

/* ============================================================
   FEATURES / VORTEILE SECTION
   ============================================================ */
.features-section {
    padding: 80px 0;
    background: var(--color-white);
}

.features-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 32px;
}

.feature-card {
    background: var(--color-white);
    border: 1px solid var(--color-border);
    border-radius: var(--radius-lg);
    padding: 36px 28px;
    text-align: center;
    transition: var(--transition);
    position: relative;
    overflow: hidden;
}

.feature-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 3px;
    background: linear-gradient(90deg, var(--color-secondary), var(--color-accent-dark));
    opacity: 0;
    transition: var(--transition);
}

.feature-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-lg);
    border-color: rgba(51, 49, 190, 0.2);
}

.feature-card:hover::before {
    opacity: 1;
}

.feature-icon {
    width: 72px;
    height: 72px;
    background: linear-gradient(135deg, rgba(51,49,190,0.1), rgba(6,147,227,0.1));
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 24px;
    font-size: 28px;
    color: var(--color-secondary);
}

.feature-title {
    font-size: var(--font-size-lg);
    font-weight: 700;
    color: var(--color-primary);
    margin-bottom: 12px;
}

.feature-desc {
    font-size: var(--font-size-sm);
    color: var(--color-gray);
    line-height: 1.7;
    margin: 0;
}

/* ============================================================
   VERGLEICH / BANK CARDS
   ============================================================ */
.vergleich-section {
    padding: 80px 0;
    background: var(--color-light);
}

.vergleich-header {
    text-align: center;
    margin-bottom: 48px;
}

.vergleich-filters {
    display: flex;
    align-items: center;
    gap: 12px;
    margin-bottom: 32px;
    flex-wrap: wrap;
    justify-content: center;
}

.filter-label {
    font-size: var(--font-size-sm);
    font-weight: 600;
    color: var(--color-primary);
}

.filter-btn {
    padding: 8px 20px;
    border-radius: var(--radius-full);
    font-size: var(--font-size-sm);
    font-weight: 500;
    border: 1.5px solid var(--color-border);
    background: var(--color-white);
    color: var(--color-primary);
    cursor: pointer;
    transition: var(--transition-fast);
}

.filter-btn:hover,
.filter-btn.active {
    background: var(--color-secondary);
    border-color: var(--color-secondary);
    color: var(--color-white);
}

.bank-cards-list {
    display: flex;
    flex-direction: column;
    gap: 16px;
}

.bank-card {
    background: var(--color-white);
    border: 1px solid rgba(0, 29, 70, 0.12);
    border-radius: var(--radius-md);
    padding: 16px 20px;
    display: grid;
    grid-template-columns: 140px 1fr auto auto auto;
    align-items: center;
    gap: 16px;
    transition: var(--transition);
    position: relative;
    overflow: hidden;
    background-image: url('/assets/images/pattern.png');
    background-position: center right;
    background-repeat: no-repeat;
    box-shadow: var(--shadow-card);
}

.bank-card:hover {
    box-shadow: var(--shadow-md);
    border-color: rgba(51, 49, 190, 0.25);
    transform: translateY(-1px);
}

.bank-card.featured {
    border-color: var(--color-secondary);
    border-width: 2px;
}

.bank-card.featured::before {
    content: 'Top Angebot';
    position: absolute;
    top: 0;
    right: 0;
    background: var(--color-secondary);
    color: white;
    font-size: 11px;
    font-weight: 700;
    padding: 4px 12px;
    border-bottom-left-radius: var(--radius-sm);
}

.bank-logo-wrap {
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 8px;
}

.bank-logo {
    max-width: 110px;
    max-height: 50px;
    object-fit: contain;
}

.bank-logo-placeholder {
    width: 110px;
    height: 50px;
    background: var(--color-light);
    border-radius: var(--radius-sm);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: var(--font-size-xs);
    font-weight: 700;
    color: var(--color-primary);
    text-align: center;
    padding: 4px;
}

.bank-info {
    display: flex;
    flex-direction: column;
    gap: 6px;
}

.bank-name {
    font-size: var(--font-size-base);
    font-weight: 700;
    color: var(--color-primary);
}

.bank-meta {
    display: flex;
    align-items: center;
    gap: 8px;
    flex-wrap: wrap;
}

.bank-country {
    display: flex;
    align-items: center;
    gap: 4px;
    font-size: var(--font-size-xs);
    color: var(--color-gray);
}

.country-flag {
    width: 18px;
    height: 12px;
    border-radius: 2px;
    object-fit: cover;
    box-shadow: 0 0 2px rgba(0,0,0,0.2);
}

.bank-rating {
    display: inline-flex;
    align-items: center;
    gap: 4px;
    background: rgba(16, 185, 129, 0.1);
    color: var(--color-success);
    font-size: var(--font-size-xs);
    font-weight: 700;
    padding: 2px 8px;
    border-radius: var(--radius-full);
}

.bank-security {
    font-size: var(--font-size-xs);
    color: var(--color-gray);
}

/* Bank Rate Display */
.bank-rate-block {
    text-align: center;
    padding: 8px 16px;
    border-left: 1px solid var(--color-border);
    border-right: 1px solid var(--color-border);
}

.bank-rate-value {
    font-size: 30px;
    font-weight: 800;
    color: var(--color-secondary);
    line-height: 1;
    font-family: 'Roboto', sans-serif;
}

.bank-rate-label {
    font-size: 11px;
    font-weight: 800;
    color: var(--color-primary);
    text-transform: uppercase;
    letter-spacing: 0.5px;
    margin-top: 2px;
}

/* Bank Gewinn */
.bank-gain-block {
    text-align: center;
    padding: 8px 16px;
}

.bank-gain-value {
    font-size: var(--font-size-lg);
    font-weight: 700;
    color: var(--color-success);
    line-height: 1;
}

.bank-gain-label {
    font-size: 11px;
    color: var(--color-gray);
    margin-top: 2px;
}

/* Bank CTA */
.bank-cta-block {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 8px;
    min-width: 140px;
}

.bank-cta-btn {
    width: 100%;
    justify-content: center;
    font-size: var(--font-size-sm);
    padding: 10px 20px;
}

.bank-cta-note {
    font-size: 11px;
    color: var(--color-gray);
    text-align: center;
}

/* Load More */
.load-more-wrap {
    text-align: center;
    margin-top: 32px;
}

/* ============================================================
   ZINSRECHNER
   ============================================================ */
.rechner-section {
    padding: 80px 0;
    background: var(--color-white);
}

.rechner-card {
    background: var(--color-white);
    border: 1px solid var(--color-border);
    border-radius: var(--radius-xl);
    padding: 48px;
    box-shadow: var(--shadow-lg);
    max-width: 800px;
    margin: 0 auto;
}

.rechner-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 24px;
    margin-bottom: 32px;
}

.form-group {
    display: flex;
    flex-direction: column;
    gap: 8px;
}

.form-label {
    font-size: var(--font-size-sm);
    font-weight: 600;
    color: var(--color-primary);
}

.form-input,
.form-select,
.form-textarea {
    width: 100%;
    padding: 12px 16px;
    border: 1.5px solid var(--color-border);
    border-radius: var(--radius-md);
    font-family: var(--font-primary);
    font-size: var(--font-size-base);
    color: var(--color-primary);
    background: var(--color-white);
    transition: var(--transition-fast);
    outline: none;
}

.form-input:focus,
.form-select:focus,
.form-textarea:focus {
    border-color: var(--color-secondary);
    box-shadow: 0 0 0 3px rgba(51, 49, 190, 0.1);
}

.form-input::placeholder,
.form-textarea::placeholder {
    color: #9CA3AF;
}

.form-textarea {
    resize: vertical;
    min-height: 120px;
}

.range-input {
    -webkit-appearance: none;
    appearance: none;
    height: 6px;
    background: var(--color-border);
    border-radius: 3px;
    outline: none;
    padding: 0;
    border: none;
}

.range-input::-webkit-slider-thumb {
    -webkit-appearance: none;
    appearance: none;
    width: 20px;
    height: 20px;
    border-radius: 50%;
    background: var(--color-secondary);
    cursor: pointer;
    box-shadow: var(--shadow-sm);
}

.range-value {
    font-size: var(--font-size-lg);
    font-weight: 700;
    color: var(--color-secondary);
}

.rechner-result {
    background: linear-gradient(135deg, var(--color-primary), var(--color-secondary));
    border-radius: var(--radius-lg);
    padding: 32px;
    color: var(--color-white);
    text-align: center;
    margin-top: 24px;
}

.rechner-result-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
    margin-top: 24px;
}

.rechner-result-item {
    text-align: center;
}

.rechner-result-value {
    font-size: var(--font-size-2xl);
    font-weight: 800;
    color: var(--color-accent);
    display: block;
}

.rechner-result-label {
    font-size: var(--font-size-xs);
    color: rgba(255,255,255,0.7);
    text-transform: uppercase;
    letter-spacing: 0.5px;
    margin-top: 4px;
}

/* ============================================================
   INFO SECTIONS
   ============================================================ */
.info-section {
    padding: 80px 0;
}

.info-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 64px;
    align-items: center;
}

.info-grid.reverse {
    direction: rtl;
}

.info-grid.reverse > * {
    direction: ltr;
}

.info-content {}

.info-content .section-badge {
    margin-bottom: 16px;
}

.info-title {
    font-size: clamp(22px, 3vw, 32px);
    font-weight: 700;
    color: var(--color-primary);
    margin-bottom: 20px;
    line-height: 1.25;
}

.info-text {
    font-size: var(--font-size-base);
    color: var(--color-dark-gray);
    line-height: 1.8;
    margin-bottom: 16px;
}

.info-list {
    margin: 24px 0;
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.info-list-item {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    font-size: var(--font-size-sm);
    color: var(--color-dark-gray);
}

.info-list-item .check-icon {
    width: 20px;
    height: 20px;
    background: rgba(16, 185, 129, 0.1);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    color: var(--color-success);
    font-size: 10px;
    margin-top: 2px;
}

.info-image {
    border-radius: var(--radius-xl);
    overflow: hidden;
    box-shadow: var(--shadow-xl);
}

.info-image img {
    width: 100%;
    height: 400px;
    object-fit: cover;
}

/* ============================================================
   STATS / ZAHLEN SECTION
   ============================================================ */
.stats-section {
    padding: 64px 0;
    background: linear-gradient(135deg, var(--color-primary) 0%, #0a2d6b 100%);
    color: var(--color-white);
}

.stats-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 32px;
    text-align: center;
}

.stat-item {
    padding: 24px;
}

.stat-number {
    font-size: clamp(32px, 4vw, 48px);
    font-weight: 800;
    color: var(--color-accent);
    display: block;
    line-height: 1;
    margin-bottom: 8px;
}

.stat-label {
    font-size: var(--font-size-sm);
    color: rgba(255,255,255,0.7);
    font-weight: 400;
}

/* ============================================================
   TRUST / SICHERHEIT SECTION
   ============================================================ */
.trust-section {
    padding: 64px 0;
    background: var(--color-light);
}

.trust-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.trust-card {
    background: var(--color-white);
    border-radius: var(--radius-lg);
    padding: 32px 24px;
    text-align: center;
    border: 1px solid var(--color-border);
    transition: var(--transition);
}

.trust-card:hover {
    box-shadow: var(--shadow-md);
    transform: translateY(-2px);
}

.trust-icon {
    width: 64px;
    height: 64px;
    background: linear-gradient(135deg, rgba(51,49,190,0.1), rgba(6,147,227,0.1));
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 20px;
    font-size: 24px;
    color: var(--color-secondary);
}

.trust-title {
    font-size: var(--font-size-base);
    font-weight: 700;
    color: var(--color-primary);
    margin-bottom: 10px;
}

.trust-desc {
    font-size: var(--font-size-sm);
    color: var(--color-gray);
    line-height: 1.6;
    margin: 0;
}

/* ============================================================
   CTA SECTION
   ============================================================ */
.cta-section {
    padding: 80px 0;
    background: linear-gradient(135deg, var(--color-secondary) 0%, var(--color-primary) 100%);
    text-align: center;
    position: relative;
    overflow: hidden;
}

.cta-section::before {
    content: '';
    position: absolute;
    inset: 0;
    background: url('/assets/images/pattern-bg.png') center/cover;
    opacity: 0.05;
}

.cta-content {
    position: relative;
    z-index: 1;
}

.cta-title {
    font-size: clamp(24px, 3vw, 40px);
    font-weight: 800;
    color: var(--color-white);
    margin-bottom: 16px;
}

.cta-subtitle {
    font-size: var(--font-size-md);
    color: rgba(255,255,255,0.8);
    margin-bottom: 36px;
    max-width: 600px;
    margin-left: auto;
    margin-right: auto;
}

.cta-actions {
    display: flex;
    gap: 16px;
    justify-content: center;
    flex-wrap: wrap;
}

/* ============================================================
   KONTAKT SECTION
   ============================================================ */
.kontakt-section {
    padding: 80px 0;
}

.kontakt-grid {
    display: grid;
    grid-template-columns: 1fr 1.5fr;
    gap: 64px;
    align-items: start;
}

.kontakt-info {}

.kontakt-info-title {
    font-size: var(--font-size-2xl);
    font-weight: 700;
    color: var(--color-primary);
    margin-bottom: 16px;
}

.kontakt-info-desc {
    font-size: var(--font-size-base);
    color: var(--color-gray);
    margin-bottom: 36px;
    line-height: 1.7;
}

.kontakt-details {
    display: flex;
    flex-direction: column;
    gap: 20px;
}

.kontakt-detail-item {
    display: flex;
    align-items: flex-start;
    gap: 16px;
}

.kontakt-detail-icon {
    width: 48px;
    height: 48px;
    background: rgba(51, 49, 190, 0.08);
    border-radius: var(--radius-md);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 18px;
    color: var(--color-secondary);
    flex-shrink: 0;
}

.kontakt-detail-label {
    font-size: var(--font-size-xs);
    font-weight: 600;
    color: var(--color-gray);
    text-transform: uppercase;
    letter-spacing: 0.5px;
    margin-bottom: 4px;
}

.kontakt-detail-value {
    font-size: var(--font-size-base);
    font-weight: 500;
    color: var(--color-primary);
}

.kontakt-detail-value a {
    color: var(--color-primary);
}

.kontakt-detail-value a:hover {
    color: var(--color-secondary);
}

/* Kontakt Form */
.kontakt-form-card {
    background: var(--color-white);
    border: 1px solid var(--color-border);
    border-radius: var(--radius-xl);
    padding: 48px;
    box-shadow: var(--shadow-lg);
}

.kontakt-form-title {
    font-size: var(--font-size-xl);
    font-weight: 700;
    color: var(--color-primary);
    margin-bottom: 32px;
}

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 16px;
}

.form-submit-btn {
    width: 100%;
    justify-content: center;
    padding: 14px;
    font-size: var(--font-size-base);
    margin-top: 8px;
}

.form-privacy-note {
    font-size: var(--font-size-xs);
    color: var(--color-gray);
    text-align: center;
    margin-top: 12px;
}

.form-privacy-note a {
    color: var(--color-secondary);
}

/* ============================================================
   FOOTER
   ============================================================ */
.site-footer {
    background: var(--color-primary);
    color: var(--color-white);
}

.footer-top {
    padding: 64px 0 48px;
}

.footer-grid {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr 1.5fr;
    gap: 48px;
}

.footer-logo {
    height: 44px;
    width: auto;
    margin-bottom: 20px;
    object-fit: contain;
}

.footer-desc {
    font-size: var(--font-size-sm);
    color: rgba(255,255,255,0.65);
    line-height: 1.7;
    margin-bottom: 24px;
}

.footer-trust-badges {
    display: flex;
    gap: 12px;
}

.trust-badge {
    display: flex;
    align-items: center;
    gap: 6px;
    background: rgba(255,255,255,0.08);
    border: 1px solid rgba(255,255,255,0.12);
    padding: 6px 12px;
    border-radius: var(--radius-sm);
    font-size: var(--font-size-xs);
    color: rgba(255,255,255,0.7);
}

.footer-heading {
    font-size: var(--font-size-sm);
    font-weight: 700;
    color: var(--color-white);
    text-transform: uppercase;
    letter-spacing: 1px;
    margin-bottom: 20px;
}

.footer-links {
    display: flex;
    flex-direction: column;
    gap: 10px;
}

.footer-links a {
    display: flex;
    align-items: center;
    gap: 8px;
    font-size: var(--font-size-sm);
    color: rgba(255,255,255,0.65);
    transition: var(--transition-fast);
}

.footer-links a:hover {
    color: var(--color-accent);
    padding-left: 4px;
}

.footer-links a i {
    font-size: 10px;
    color: var(--color-secondary);
}

.footer-contact-list {
    display: flex;
    flex-direction: column;
    gap: 14px;
}

.footer-contact-list li {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    font-size: var(--font-size-sm);
    color: rgba(255,255,255,0.65);
}

.footer-contact-list li i {
    color: var(--color-accent);
    margin-top: 2px;
    flex-shrink: 0;
    width: 16px;
}

.footer-contact-list a {
    color: rgba(255,255,255,0.65);
}

.footer-contact-list a:hover {
    color: var(--color-accent);
}

/* Footer Bottom */
.footer-bottom {
    border-top: 1px solid rgba(255,255,255,0.1);
    padding: 20px 0;
}

.footer-bottom-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 16px;
    flex-wrap: wrap;
}

.footer-copyright {
    font-size: var(--font-size-sm);
    color: rgba(255,255,255,0.5);
    margin: 0;
}

.footer-legal-links {
    display: flex;
    gap: 24px;
}

.footer-legal-links a {
    font-size: var(--font-size-sm);
    color: rgba(255,255,255,0.5);
    transition: var(--transition-fast);
}

.footer-legal-links a:hover {
    color: var(--color-accent);
}

/* ============================================================
   BACK TO TOP
   ============================================================ */
.back-to-top {
    position: fixed;
    bottom: 32px;
    right: 32px;
    width: 44px;
    height: 44px;
    background: var(--color-secondary);
    color: var(--color-white);
    border: none;
    border-radius: 50%;
    cursor: pointer;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 16px;
    box-shadow: var(--shadow-md);
    transition: var(--transition);
    opacity: 0;
    visibility: hidden;
    z-index: 999;
}

.back-to-top.visible {
    opacity: 1;
    visibility: visible;
}

.back-to-top:hover {
    background: var(--color-primary);
    transform: translateY(-2px);
}

/* ============================================================
   ALERTS / NOTICES
   ============================================================ */
.alert {
    padding: 16px 20px;
    border-radius: var(--radius-md);
    font-size: var(--font-size-sm);
    display: flex;
    align-items: flex-start;
    gap: 12px;
    margin-bottom: 16px;
}

.alert-success {
    background: rgba(16, 185, 129, 0.1);
    border: 1px solid rgba(16, 185, 129, 0.3);
    color: #065F46;
}

.alert-error {
    background: rgba(239, 68, 68, 0.1);
    border: 1px solid rgba(239, 68, 68, 0.3);
    color: #991B1B;
}

.alert-info {
    background: rgba(51, 49, 190, 0.08);
    border: 1px solid rgba(51, 49, 190, 0.2);
    color: var(--color-primary);
}

/* ============================================================
   PAGE HERO (inner pages)
   ============================================================ */
.page-hero {
    background: linear-gradient(135deg, var(--color-primary) 0%, #0a2d6b 100%);
    padding: 64px 0 80px;
    text-align: center;
    position: relative;
    overflow: hidden;
}

.page-hero::after {
    content: '';
    position: absolute;
    bottom: -2px;
    left: 0;
    right: 0;
    height: 60px;
    background: var(--color-white);
    clip-path: ellipse(55% 100% at 50% 100%);
}

.page-hero-content {
    position: relative;
    z-index: 1;
}

.page-hero-title {
    font-size: clamp(28px, 4vw, 48px);
    font-weight: 800;
    color: var(--color-white);
    margin-bottom: 16px;
}

.page-hero-subtitle {
    font-size: var(--font-size-md);
    color: rgba(255,255,255,0.8);
    max-width: 600px;
    margin: 0 auto;
}

/* ============================================================
   BREADCRUMB
   ============================================================ */
.breadcrumb {
    display: flex;
    align-items: center;
    gap: 8px;
    font-size: var(--font-size-sm);
    color: rgba(255,255,255,0.6);
    margin-bottom: 20px;
    justify-content: center;
}

.breadcrumb a {
    color: rgba(255,255,255,0.6);
}

.breadcrumb a:hover {
    color: var(--color-accent);
}

.breadcrumb-sep {
    font-size: 10px;
}

/* ============================================================
   CONTENT ARTICLE
   ============================================================ */
.content-section {
    padding: 80px 0;
}

.content-article {
    max-width: 800px;
    margin: 0 auto;
}

.content-article h2 {
    font-size: var(--font-size-2xl);
    margin: 40px 0 16px;
    color: var(--color-primary);
}

.content-article h3 {
    font-size: var(--font-size-xl);
    margin: 32px 0 12px;
    color: var(--color-primary);
}

.content-article p {
    font-size: var(--font-size-base);
    color: var(--color-dark-gray);
    line-height: 1.8;
    margin-bottom: 20px;
}

.content-article ul, .content-article ol {
    margin: 16px 0 20px 24px;
}

.content-article ul { list-style: disc; }
.content-article ol { list-style: decimal; }

.content-article li {
    font-size: var(--font-size-base);
    color: var(--color-dark-gray);
    line-height: 1.7;
    margin-bottom: 8px;
}

.content-article strong {
    color: var(--color-primary);
    font-weight: 700;
}

.content-article .highlight-box {
    background: var(--color-light);
    border-left: 4px solid var(--color-secondary);
    padding: 20px 24px;
    border-radius: 0 var(--radius-md) var(--radius-md) 0;
    margin: 24px 0;
}

/* ============================================================
   RESPONSIVE
   ============================================================ */
@media (max-width: 1024px) {
    .hero-content {
        grid-template-columns: 1fr;
        gap: 40px;
    }

    .hero-images {
        display: none;
    }

    .features-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .footer-grid {
        grid-template-columns: 1fr 1fr;
        gap: 32px;
    }

    .stats-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .bank-card {
        grid-template-columns: 120px 1fr auto auto;
    }

    .bank-cta-block {
        display: none;
    }
}

@media (max-width: 768px) {
    :root {
        --header-height: var(--header-height-mobile);
    }

    .header-nav,
    .header-cta {
        display: none;
    }

    .mobile-menu-toggle {
        display: flex;
    }

    /* Mobile Nav */
    .header-nav.mobile-open {
        display: flex;
        position: fixed;
        top: var(--header-height-mobile);
        left: 0;
        right: 0;
        bottom: 0;
        background: var(--color-white);
        flex-direction: column;
        justify-content: flex-start;
        padding: 24px;
        z-index: 999;
        overflow-y: auto;
    }

    .header-nav.mobile-open .nav-menu {
        flex-direction: column;
        align-items: stretch;
        gap: 4px;
    }

    .header-nav.mobile-open .nav-link {
        padding: 14px 16px;
        font-size: var(--font-size-base);
        border-radius: var(--radius-md);
    }

    .header-nav.mobile-open .dropdown-menu {
        position: static;
        opacity: 1;
        visibility: visible;
        transform: none;
        box-shadow: none;
        border: none;
        background: var(--color-light);
        border-radius: var(--radius-md);
        margin-top: 4px;
    }

    .mobile-overlay.active {
        display: block;
    }

    .hero-section {
        padding: 48px 0 80px;
        min-height: auto;
    }

    .hero-title {
        font-size: 28px;
    }

    .hero-stats {
        gap: 16px;
    }

    .features-grid {
        grid-template-columns: 1fr;
    }

    .info-grid {
        grid-template-columns: 1fr;
        gap: 32px;
    }

    .info-grid.reverse {
        direction: ltr;
    }

    .trust-grid {
        grid-template-columns: 1fr;
    }

    .stats-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .bank-card {
        grid-template-columns: 1fr;
        text-align: center;
    }

    .bank-logo-wrap {
        justify-content: center;
    }

    .bank-rate-block,
    .bank-gain-block {
        border: none;
    }

    .bank-cta-block {
        display: flex;
    }

    .kontakt-grid {
        grid-template-columns: 1fr;
        gap: 40px;
    }

    .kontakt-form-card {
        padding: 28px 20px;
    }

    .form-row {
        grid-template-columns: 1fr;
    }

    .footer-grid {
        grid-template-columns: 1fr;
        gap: 32px;
    }

    .footer-bottom-inner {
        flex-direction: column;
        text-align: center;
    }

    .rechner-grid {
        grid-template-columns: 1fr;
    }

    .rechner-card {
        padding: 28px 20px;
    }

    .rechner-result-grid {
        grid-template-columns: 1fr;
        gap: 16px;
    }

    .cta-actions {
        flex-direction: column;
        align-items: center;
    }

    .hero-actions {
        flex-direction: column;
    }

    .vergleich-filters {
        gap: 8px;
    }
}

@media (max-width: 480px) {
    .container {
        padding: 0 16px;
    }

    .section {
        padding: 56px 0;
    }

    .hero-section {
        padding: 40px 0 64px;
    }
}